Tuesday, March 5, 2019

California Court Addresses Priority of Unperfected Security Interest and Charging Order


California Court Addresses Priority of Unperfected Security Interest and Charging Order

      In a decision rendered last Wednesday by the California Court of Appeals, it addressed the question of whether an unperfected security interest would have priority over a subsequently entered charging order. On the facts of this case, it was held that the charging order had priority. MDQ, LLC v. Gilbert, Kelly, Crowley & Jennett LLP, B283025, 2019 WL948726, ___ Cal. Rptr. 3d __ (Feb. 27, 2019).
       To secure payment for certain legal fees, Gilbert Kelly took a security interest in certain expected distributions to its client. In that same litigation, the client from whom Gilbert Kelly took the security interest was held liable for almost $1 million. For reasons not explained in the decision, Gilbert Kelly never filed a UCC-1 in order to perfect its interest in the to be distributed funds. This case would turn upon the question of whether the unperfected security interest, created first in time, would have precedence over the subsequent charging order.
      A charging order creates a lien on the distributions made from an LLC. A charging order is not a voluntary lien subject to Article 9 of the Uniform Commercial Code. In consequence, a charging order is not subject to Article 9’s “perfection” requirements. In contrast, the court determined that the interest held by the law firm was indeed a security interest covered by the UCC. As such, its priority with respect to other liens would be determined based upon the date of perfection.
      In that the security interest held by Gilbert Kelly was never perfected before the entry of the charging order, it being deemed perfected, the charging order took precedence. As such, until such time as the distributions from the LLC or other funds satisfy the judgment entered, Gilbert Kelly will have to await payment.
        Jay Adkisson has published a review of this decision; HERE IS A LINK to that review.

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